Power the Core strategic plan
Our Power the Core strategic plan builds upon the successes of previous strategies, Build to Lead and Fit to Win, with ambition to build a best-in-class global trade credit ecosystem. Learn more about what this means for our customers, employees, and other stakeholders.
Develop a global ecosystem of reference for credit risk management
![Strategic plan 2024-2027](/var/ncw/storage/images/_aliases/offer_header/5/4/9/5/855945-3-eng-GB/4e5dd7c47080-Title_Plan-strat-PTC-ENG.png)
![Strategic plan 2024-2027](/var/ncw/storage/images/5/4/9/5/855945-3-eng-GB/4e5dd7c47080-Title_Plan-strat-PTC-ENG.png)
![Strategic plan 2024-2027](/var/ncw/storage/images/5/4/9/5/855945-3-eng-GB/4e5dd7c47080-Title_Plan-strat-PTC-ENG.png)
![1- Reach data and technology excellence a- Build differentiating new data and scoring capabilities b- Invest in technology to offer full connectivity to our clients. ; 2- Deepen and broaden our trade credit insurance franchise a- Underwrite with courage and discipline b- Stimulate customer-oriented profitable growth c- Deliver on simplification of the client experience ; 3- Pursue profitable double-digit growth in business information services a- Keep building sales teams with consistency b- Broaden data sourcing and expand use cases c- Upgrade IT platforms ; 4- Leverage our unique culture a- Enhance attractive employer value proposition b- Deliver on our CSR commitments](/var/ncw/storage/images/_aliases/offer_header/5/1/2/6/856215-10-eng-GB/ee58e469dc10-Coface_Plan-strategique_ENG-web-sb.png)
![1- Reach data and technology excellence a- Build differentiating new data and scoring capabilities b- Invest in technology to offer full connectivity to our clients. ; 2- Deepen and broaden our trade credit insurance franchise a- Underwrite with courage and discipline b- Stimulate customer-oriented profitable growth c- Deliver on simplification of the client experience ; 3- Pursue profitable double-digit growth in business information services a- Keep building sales teams with consistency b- Broaden data sourcing and expand use cases c- Upgrade IT platforms ; 4- Leverage our unique culture a- Enhance attractive employer value proposition b- Deliver on our CSR commitments](/var/ncw/storage/images/5/1/2/6/856215-10-eng-GB/ee58e469dc10-Coface_Plan-strategique_ENG-web-sb.png)
![1- Reach data and technology excellence a- Build differentiating new data and scoring capabilities b- Invest in technology to offer full connectivity to our clients. ; 2- Deepen and broaden our trade credit insurance franchise a- Underwrite with courage and discipline b- Stimulate customer-oriented profitable growth c- Deliver on simplification of the client experience ; 3- Pursue profitable double-digit growth in business information services a- Keep building sales teams with consistency b- Broaden data sourcing and expand use cases c- Upgrade IT platforms ; 4- Leverage our unique culture a- Enhance attractive employer value proposition b- Deliver on our CSR commitments](/var/ncw/storage/images/5/1/2/6/856215-10-eng-GB/ee58e469dc10-Coface_Plan-strategique_ENG-web-sb.png)
![picture showing how Coface wants to develop an ecosystem of reference for credit risk management](/var/ncw/storage/images/_aliases/offer_header/1/9/8/5/855891-3-eng-GB/0ef61493ca66-bas-infographie-power-the-core-ENG.png)
![picture showing how Coface wants to develop an ecosystem of reference for credit risk management](/var/ncw/storage/images/1/9/8/5/855891-3-eng-GB/0ef61493ca66-bas-infographie-power-the-core-ENG.png)
![picture showing how Coface wants to develop an ecosystem of reference for credit risk management](/var/ncw/storage/images/1/9/8/5/855891-3-eng-GB/0ef61493ca66-bas-infographie-power-the-core-ENG.png)
Financial targets through the cycle
- Undiscounted combined ratio: ~78%
- RoATE* (Return on average tangible equity): 11%
- A solvency ratio towards the upper end of the range: 155-175%
- Payout ratio: ≥80%
- Business Information contribution to 2027 RoATE*: 0,5%
*At the current level of interest rate environment
Online services for customers and brokers
- Customer Portal - Cofanet
Customer Portal - CofaNet
Coface online platform for managing your trade receivables. Full monitoring of your risks. Direct access to all tools according to your contracts.
- Broker Portal
Broker Portal
Platform dedicated to brokers for monitoring your business and managing your customer portfolio (in all countries where legally available).
Innovative and digital solutions
- API Portal
API Portal
Stop juggling between software applications. Explore Coface API Catalogue and Integrated Solutions for Icon by Coface and trade credit insurance.